Give Yourself Credit Journal

Start by looking through your bank statements and identifying the categories that you spend the most in. Add them to the category wheel and think about where you can cut some spending. Use the monthly budget sheets to write out your expected income, savings, and expenses at the start of the month and then fill in the actual to get an idea of your habits. Use the tips and tricks throughout to stay on top of your money.

Manage your money and learn what's possible when you get to grips with your spending habits and control your money.

• 12 months of undated financial planning
• Tips, tricks and monthly advice 
• A quick guide and how to use section to help you

Every month includes:

• Category wheel spending overview
• Monthly budget overview 
• Advice, tips and tricks for the month 
• 8 expenses trackers 
• A bill payment calendar and this month’s goals
• Your monthly savings goal 
• A wishlist page
• Six lined notes pages 
• One monthly financial health checklist
• Pages are undated so you can start whenever you need to.
• Pocket in the back for papers, receipts, and more.

• Grey vegan leather cover 
• Gold foil embossing on the front and back
• Measures 130 x 195 mm 
• 340 pages 
• 100gsm acid-free bleed-proof paper
• Black ribbon page-marker